Searching for a prop firm with proven performance?
Seacrest Funded offers access to $400,000 in simulated capital and has gained incredible traction. The broker-backed firm supports over 94,000 active users worldwide, paying out more than $57 million since 2022.
With a top 2025 payout of $20,626, let's explore the firm shaking up the trading world.
Seacrest Funded Review: The Proof Is in the Payouts
Seacrest Funded’s credibility is built on a foundation of solid performance and trader trust. As a broker-backed prop firm, its reliability is reflected in its impressive numbers.
The platform supports a community of over 94,912 active users across more than 190 countries, including 80,000 funded traders and 20,000 currently in evaluation.
The financial statistics speak volumes. Since 2022, the firm has paid out over $57 million to its traders. These figures represent real success, from a recent $3,691 payout on a $100K account to the exceptional $20,626.60 payout recorded in 2025.
These consistent results show why traders around the world see Seacrest as a dependable firm.
A Flexible Path to Funding
Seacrest Funded provides a clear route for traders to access up to $400,000 in simulated capital, with an evaluation process built to empower rather than limit. A standout feature is the provision of unlimited trading days across all evaluation types and phases. This removes the pressure of a fixed timeline, allowing individuals to trade at a comfortable pace.
The firm also offers flexibility with its rules. For instance, the “Minimum Profitable Days” requirement only applies during the 1-step, 2-step, and 2-step max challenge phases.
Once a trader advances to a live simulated account, this condition no longer applies, giving them more operational freedom.
Traders are welcome to use their own trading methods thanks to the “No Style Restrictions” policy. As long as the activities adhere to the firm's objectives, individuals can apply the strategies that work best for them.
To maintain responsible trading, key rules like the “Maximum Daily Simulated Loss” are in place. This rule functions as a daily stop-loss, promoting disciplined risk management.
Your Roadmap to a Funded Account
Seacrest Funded offers a structured path for traders to demonstrate their abilities and secure a funded account. The journey begins with the initial challenge, where participants use a demo account to show they have the skills required to be a successful live simulated trader. This first stage is a proving ground for one's trading approach.
After successfully completing the first challenge, a trader moves to the verification step. This phase is designed to confirm consistency. To pass, traders must achieve a 5% simulated gain target, solidifying their standing as a reliable performer.
Once a trader has proven they can trade successfully and consistently, they receive access to a live simulated account. This achievement comes with an 80% split on all net simulated gains generated.
Traders can continue their work indefinitely and, through the firm's scaling plan, can eventually manage live simulated accounts of up to $1 million.
The Secreast Funded 1-Step Challenge: A Direct Path to Trading
Seacrest Funded’s 1-Step Challenge offers a straightforward process for traders to prove their skills. Participants select a simulated account size and work toward a 10% simulated gain target.
The challenge is designed with flexibility, allowing any trading style on all available instruments within a set of clear rules. With an unlimited trading period, traders can operate without the pressure of a deadline.
Key parameters for the challenge phase include:
Once the initial challenge is passed, traders graduate to become Live Simulated Traders. In this phase, there are no more simulated gain targets.
The focus shifts to consistent performance, with traders earning an 80% split on all simulated gains. Payouts are processed every 14 days.
The daily and overall loss limits of 4% and 6% respectively remain in place to protect the account.
Traders can choose from several account sizes to get started:
The Standard 2-Step Challenge Explained
Seacrest Funded’s 2-Step Challenge provides a structured evaluation for traders aiming to secure a funded account. The process is broken down into two distinct stages designed to test skill and consistency.
Step 1: Trading Challenge
The journey begins with the initial trading challenge. After selecting a simulated account size, a trader’s objective is to reach an 8% simulated gain target. This stage operates with the following rules:
Participants have the freedom of an unlimited trading period and access to a 30:1 simulated trading instrument, allowing them to apply their own style without feeling rushed.
Step 2: Verification
After passing the first step, traders advance to the verification phase. This stage confirms that the initial performance was based on consistent trading ability. The simulated gain target is reduced to 5%, while the risk parameters remain the same:
The Live Simulated Account
Upon successful completion of both stages, traders are rewarded with a live simulated account. In this phase, there are no more simulated gain targets to meet. The focus is on responsible trading, adhering to the 5% daily and 8% overall loss limits. Traders earn an 80% split on all simulated gains, with payouts scheduled every 14 days.
Account sizes and their one-time fees are as follows:
The 2-Step News Plan: Built for Event-Driven Traders
For those who build their strategies around market news, Seacrest Funded provides the 2-Step News Plan. This evaluation is specifically structured to support news traders, offering a distinct set of rules and targets.
Step 1: Trading Challenge
The first phase requires traders to hit a 10% simulated gain target. The risk management rules are set at a 4% maximum daily simulated loss and an 8% total simulated loss.
Step 2: Verification
Once the initial challenge is passed, traders enter the verification stage. Here, the simulated gain target is lowered to 5%, while the loss limits remain the same: 4% daily and 8% overall.
Specialized Rules for News Trading
This plan stands out by officially permitting trading during news events, although bracket strategies are not allowed. A 35% consistency rule is required during the challenge phases to ensure steady performance, but this rule is removed once the trader is funded, allowing for more operational freedom.
Live Simulated Account and Payouts
After completing both steps, traders gain access to a live simulated account. They are entitled to an 80% split on all simulated gains, with payments processed every 14 days. All other conditions, including the unlimited trading period and 30:1 simulated trading instrument, are the same as the standard challenge.
Account sizes and prices are identical to other plans:
The 3-Step Program: Steady Progress, Faster Payouts
Seacrest Funded's 3-Step program is designed for traders who prefer a measured approach with smaller, more manageable targets. This plan breaks down the evaluation into three identical phases, allowing for consistent, step-by-step progress toward a funded account.
Phase 1 & 2: The Trading Challenges
The first two stages are identical challenges. The goal in each phase is to achieve a 6% simulated gain target. To promote disciplined trading, the following rules apply:
Phase 3 | Verification
The final step is verification. This stage confirms a trader's consistency by repeating the challenge one last time with the same rules: a 6% simulated gain target, a 4% daily loss limit, an 8% overall loss limit, and one minimum profitable day.
Live Trading with Accelerated Payouts
Upon successfully completing all three phases, traders are rewarded with a live simulated account. A key benefit of this plan is the accelerated payout schedule—traders receive their 80% split on all simulated gains every 5 days, which is faster than other programs. The 4% daily and 8% overall loss limits remain to ensure responsible account management.
This plan offers the following account sizes and one-time fees:
Guidelines for Fair and Focused Trading
To maintain a secure and fair environment for all participants, Seacrest Funded has established a clear set of trading rules. These guidelines are designed to protect serious traders and promote responsible account management.
A Payout Structure You Can Count On
Seacrest Funded ensures traders are rewarded for their performance through a clear and dependable payout system. A key feature across all programs is the 80% split on net simulated gains, placing it among the most competitive offerings in the field.
This high percentage demonstrates the firm's commitment to sharing success with its funded traders.
The payout frequency is structured to provide both consistency and flexibility:
Common Queries Related to Seacrest Funded
Is Seacrest Funded Legit and Broker-Backed?
Yes, Seacrest Funded is a broker-backed prop firm, trusted by over 94,000 active users worldwide.
What’s the Highest Payout Recorded?
The top payout reported is $20,626.60, achieved by a trader in 2025.
How fast are Payouts?
Payouts are every 14 days for most plans, and every 5 days for the 3-Step program.
Can I Use EAs or Trade News?
EAs are allowed on cTrader only. News trading is permitted in challenges, but has restrictions when funded.
What happens if I Break the Rules?
Rule violations can result in profits being removed, warnings, or permanent disqualification for serious breaches.
Can I Copy Trade or use Multiple Accounts?
Copy trading is allowed, but running multiple accounts with the same ID is strictly forbidden and leads to disqualification.
How long do I have to Trade? (Unlimited period)
There’s no time limit. All challenge phases and funded accounts offer unlimited trading days.
What makes Seacrest different from other Firms?
Seacrest offers high profit splits, flexible evaluation rules, fast payouts, and supports a large, active global community.
Final Thoughts: Your Trading Journey Starts Here
Seacrest Funded stands out as a prop firm that puts traders first, offering flexible evaluation paths, genuine payout opportunities, and professional rules designed to support serious traders.
With multiple challenge options, generous payout cycles, and scalable simulated accounts reaching $1 million, the firm creates an environment where both strategy-driven traders and news momentum specialists can thrive.
The combination of competitive 80% profit splits, unlimited trading periods, and a proven track record make Seacrest Funded a compelling choice for traders ready to take their skills to the next level.
